Luxembourg Banking
Banking for Luxembourg fund and holding structures.
Luxembourg is the primary European jurisdiction for fund structures, securitisation vehicles and international holding companies. The bar is high. Banks expect institutional grade documentation and a clear ownership picture.
We have placed structures in Luxembourg since 2012. Our flow runs through international corporate service providers, fund administrators and trust companies servicing complex group structures.
Banking in Luxembourg
What we do here
We open and maintain bank accounts for fund vehicles and holding structures placed in Luxembourg by international advisors. Most of our work is on the file preparation and bank fit side. We know which banks accept which structures, and we manage the onboarding accordingly.
SOPARFI and holding companies
SOPARFI is the workhorse vehicle for Luxembourg holding structures. We open accounts for SOPARFIs sitting at the top of international groups, holding investments in operating subsidiaries, real estate or financial assets.
Account setup, treasury arrangements and ongoing administration for entity level cash flows.
Fund structures (SCSp and RAIF)
Luxembourg fund vehicles including the SCSp (special limited partnership) and RAIF (reserved alternative investment fund). We open subscription, redemption and operating accounts for these structures and the management entities that run them.
Standard institutional fund banking arrangements for alternative investment funds and private equity vehicles.
Securitisation vehicles
Luxembourg securitisation companies and securitisation funds under the 2004 securitisation law. We arrange the operating, pledge and segregation accounts these vehicles need.
Our banks understand the compartmentalisation requirements and the limited recourse mechanics that come with the structure.
Cash management and group treasury
Treasury and cash management for Luxembourg holding structures sitting at the top of international groups. Accounts in multiple currencies, settlement between group entities, dividend flow management.
Notice deposits and term placements for SOPARFIs and other vehicles holding group cash positions.
Family office and SPF structures
SPF (société de gestion de patrimoine familial) and other private wealth structures used by family offices and HNW principals.
Custody, cash management and term placements at banks set up for private wealth structures alongside their institutional fund banking.
Our coverage
30+ licensed banks on panel
12 jurisdictions covered
4 weeks standard opening
12+ years of regulatory insight
Get started
Submit an application. Receive an initial bankability assessment within one business day.
Apply for BankingBook a CallReal estate fund vehicles / Luxembourg
Banking the full Luxembourg real estate fund stack.
Luxembourg is the dominant European jurisdiction for real estate fund structures. The typical stack runs from a SCSp or RAIF at the top, through SOPARFI holding chains, down to property level SPVs in the country where the asset sits. Each layer needs banking. Fund accounts for capital calls and distributions. Holding company accounts for treasury and dividend flows. SPV accounts for property income and financing draws.
We open accounts at every layer. We know which Luxembourg banks accept which structures, including those with significant senior debt and international real estate lenders involved. We work directly with the fund administrators and corporate service providers running these structures, including firms well known to the Luxembourg market.
Ready to bank in Luxembourg?
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