Products
Current & Multi-Currency
Operating bank accounts in the currencies your structure actually uses, with banks that read the trust deed before they read the company name.
We open and run multi-currency operating accounts for trusts, foundations, holding companies, and operating businesses sitting inside private wealth structures. Standard set: USD, EUR, GBP, CHF held alongside the structure's home currency, with SGD, JPY, AUD, CAD, NOK, and SEK available on request.
Where common law and civil law jurisdictions meet inside one structure, we choose banks that already understand discretionary trusts and underlying companies, so the relationship survives transaction level scrutiny, not just account opening.
How we deliver. We design the account map alongside the trustee or family office, take fee proposals from two or three banks on the panel that match the structure's risk profile, and walk the structure through with the bank's onboarding team before any application is filed. Implementation covers KYC pack assembly, signatory mandates, e-banking setup, and standing instructions. Monitoring is the part most people skip: we keep the relationship review live, intervene on stalled transactions, and renegotiate fee terms or move banks when service deteriorates.
Best fit: regulated TCBs, single-family offices, foundations, and corporates with cross-border payment flows.
Custody & Safekeeping
Custody arrangements for the assets that don't sit comfortably in a standard custody account: physical gold, illiquid securities, off-market shares, and assets held inside layered structures.
We design and oversee custody arrangements that match the underlying asset and the underlying structure, rather than fitting both into whatever the panel bank offers. For physical gold and other precious metals, this typically means a direct trustee relationship with the vault operator and bullion trading counterparties, without intermediaries. For listed securities held inside trusts and foundations, it means consolidating onto a single custodian with the right sub-custody network, rather than fragmenting across multiple underlying custodians.
How we deliver, taken from how we run a physical gold mandate today:
- Design. Appropriate structure for holding the assets. Indicative contractual proposals from custodians, vault operators, or trading counterparties. Total cost analysis. Sessions with the trustee, administrator, and any external auditor to confirm viability before sign off.
- Implementation. Project management of the custodian and trading counterparty appointments. Definition of procedures for trading, confirmation, settlement, reconciliation, and record keeping. Staff training prior to and during each transaction or asset movement. Appointment of specialist auditors where the asset class needs it.
- Monitoring. Annual or semi-annual review of trading and storage records, vault inspection visits to confirm asset movements, review of actual costs against expectations, and liaison with independent auditors.
Best fit: trusts and foundations holding physical metals, off-market or restricted securities, and structures where the existing custody arrangement uses several underlying custodians.
Correspondent Banking
International payment infrastructure for cross-border treasury and trade settlement.
We help clients pick and maintain bank relationships with the correspondent networks the structure actually needs. For a Liechtenstein foundation paying into Brazilian real estate, a Cayman fund distributing to GP holdings in Jersey, or a BVI company settling trade with Asian counterparties, the wrong bank means rejected payments, intermediary bank deductions, and 48-hour SWIFT investigations on every transaction. The right bank means same day execution and predictable charges.
How we deliver. We design the correspondent footprint against the client's actual payment corridors, looking at sender and receiver currency, beneficiary jurisdiction, and the structure type the correspondent is being asked to clear. Implementation runs through bank selection, account opening, and SWIFT BIC and IBAN setup, with explicit confirmation from the bank that the correspondent route handles the structure. Monitoring picks up returned and held payments, escalates them with the bank's correspondent team, and intervenes when intermediary bank questions stall settlement.
Best fit: structures making regular cross-border payments outside the standard EUR/USD/GBP corridors, and clients whose existing bank's correspondent network does not match where money is going.
Real Estate Financing
Senior debt and acquisition finance for real estate held inside private structures.
We arrange senior debt and refinancing for residential and commercial real estate held inside trusts, foundations, and holding companies, with the loan structured at the right point in the ownership chain so the credit decision is made on assets the lender can actually price. Mandates have included senior debt for real estate held in Jersey, Guernsey, Netherlands, and broader European structures, plus financing against trophy assets where the lender pool is narrower than the high street.
How we deliver. We design the financing structure with the trustee and the client's legal advisers, identifying which entity in the structure should be the borrower, what guarantees and security the lender will need, and how covenants will sit alongside the trust deed or foundation regulations. Implementation covers term sheet negotiation, legal documentation review, drawdown, and security registration. Monitoring continues through the term: covenant compliance, valuation reviews, and refinance planning before maturity.
Best fit: trustees and foundation councils financing real estate holdings, family offices acquiring trophy assets, and structures requiring discretion as well as price competitiveness.
Treasury Management
Cash and FX management for portfolios that hold real currency exposure rather than just a base currency balance.
We run treasury for clients holding meaningful balances in five or more currencies, typically across two or three banks. The brief is to keep operational liquidity available, place surplus cash on term where rates justify it, and stop the silent erosion of paying retail FX spreads on portfolio rebalances and distributions.
How we deliver. We design a cash policy with the client and trustee, segmenting balances into operational, working, and reserve buckets, each with its own currency and tenor rules. Implementation covers term deposit placement across the bank panel, FX execution at institutional spreads, and reporting that consolidates positions across multiple bank statements into a single view. Monitoring runs monthly: rate review, ladder roll, FX exposure check, with a quarterly read across the panel for repricing.
Best fit: investment holding companies, family offices managing distributions in multiple currencies, and trustees with reserve cash sitting idle.
Fund Administration Banking
Banking for fund administrators, GPs, and the underlying SPV layer.
We open and manage bank accounts for fund administrators, the funds themselves, and the underlying SPV layer. The work covers capital call accounts, distribution accounts, fee collection accounts, and the day to day operating accounts at administrator level. Where a fund crosses jurisdictions (a Jersey or Guernsey GP, a Cayman or Luxembourg fund, and underlying SPVs in EU or English law jurisdictions), the panel selection covers all three layers.
How we deliver. We design the account stack against the fund's offering documents, partnership agreement, and target investor base, then sequence the openings so the GP and admin accounts are live before first close. Implementation runs through standard banking onboarding plus any specialist requirements (escrow, segregated client money, FATCA and CRS reporting setup). Monitoring picks up post-close: capital call cash flow, distribution timing, and the bank's responsiveness on reconciliation and reporting queries.
Best fit: independent fund administrators, GPs setting up their first or second fund, and trustees of carried interest or co-investment structures.